Should You Hire a Lawyer for a Minor Car Accident?

Most people know that after a major car accident, it's a good idea to hire an auto accident lawyer. A lawyer can hold insurance companies and other parties accountable. He or she can ensure you get adequate compensation to help you as you recover from your injuries.

But what about minor car accidents? Maybe you didn't suffer serious injuries or need to go to the hospital after the accident. However, an auto accident lawyer might still be able to help. Here are a few situations when it's still wise to talk to a lawyer.

1. You Anticipate Medical Expenses

Even if you didn't visit the hospital, you might still have to pay for medical treatment after the accident. You might need to visit a primary care doctor, a chiropractor, or a physical therapist. These bills can add up over time and become difficult to manage financially.

If you anticipate significant medical treatment for your injuries, talk to an auto accident lawyer. An auto accident lawyer can help you obtain compensation to cover the cost of these medical bills.

2. You Need to Miss Time From Work to Recover

Even minor injuries can cause you to miss time from work as you recover. This is especially true if you work in a field that requires you to be in top physical condition, such as construction or roofing. All the missed time from work can add up and cause financial problems for you and your family.

With the help of a lawyer experienced in the auto accident field, you can fight for compensation to make up for your lost wages.

3. You Were Impacted Emotionally by the Accident

Did you know that you may also be able to obtain compensation for emotional pain and suffering? Talk to a lawyer if you experience symptoms after your accident such as:

  • Extreme stress, fear, and anxiety
  • Loss of enjoyment in life
  • Anger and other mood swings
  • Trouble sleeping or eating
  • Lack of energy

You and your lawyer will need to prove that these emotional effects occurred because of the accident and weren't a pre-existing condition. But if you can prove the significance of the emotional impact, you may be able to receive compensation.

4. You Don't Have Insurance

If you don't have insurance or the person at-fault doesn't have insurance, it's important to seek help and advice from your lawyer.

If someone else was responsible for the accident, that person's insurance will potentially compensate you. However, you must first prove that he or she was indeed responsible for the accident. If you cannot prove that he or she was responsible or if the person is not insured, your insurance steps in to pay the cost.

However, if you don't have insurance, you don't have this safety net to fall back on. You're responsible to pay out-of-pocket for your recovery. In this case, a lawyer can fight to help you obtain compensation.

5. You Want Legal Guidance

The process of pay out after a car accident can be messy and complicated. You might worry about the integrity of your insurance company and wonder whether they're acting in your best interest. You might question the police report of the accident. Or you might wonder how to work with your insurance companies and other parties.

An auto accident lawyer can help guide you through all the legal issues involved with a minor car accident.

If any of these situations apply to you, it's in your best interest to consult with an experienced auto accident attorney. Blomberg Benson & Garrett can fight to get you the compensation you need and deserve. Call us today for a consultation.